If an Insured Is Using His/her Own Private Passenger Car

question 16

Essay

If an insured is using his/her own private passenger car under normal circumstances, in what situations can the insured lose legal liability coverage?

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Definitions:

Delta Rhythm

Slow brain-wave activity pattern associated with deep sleep.

Deep Sleep

The phase of sleep also referred to as slow-wave sleep, essential for physical renewal, hormonal regulation, and the growth and repair of tissues.

Alpha Rhythm

Large, extremely regular brain waves with a frequency ranging from 7 to 11 Hz; found in most people when they are relaxed with eyes closed.

Suprachiasmatic Nucleus

A small region of the brain in the hypothalamus responsible for controlling circadian rhythms by regulating sleep-wake cycles.