What Is the Difference Between Collision and Other Than Collision

question 2

Essay

What is the difference between Collision and Other than Collision coverages? Why does the PAP list certain perils in Other than Collision when they can be caused by collision? What happens if the cause of loss is not listed?

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Definitions:

Consumer Financial Protection Bureau

A regulatory agency charged with overseeing financial products and services offered to consumers.

Full Warranty

A guarantee without limitations covering a product's repair or replacement.

Consumer Product

A consumer product is a good or service that is intended for use by end consumers for personal, family, or household purposes.

Manufacturer

A person or company that makes goods for sale, especially in large quantities and as a commercial operation.