Uninsured Motorist Coverage

question 35

Multiple Choice

Uninsured Motorist coverage:

• A) provides first-dollar coverage for damage to the insured's own autos
• B) protects the insured against financially irresponsible drivers who have no auto liability insurance
• C) doubles the premium for liability coverage
• D) is available only to drivers with excellent driving records

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Definitions:

Concurrent Interference Theory

A theory suggesting that the interference or disruption of processing multiple stimuli at the same time can affect learning or the performance of tasks.

Learn Safety Theory

A theory suggesting that individuals can learn to predict safety from harm, thereby reducing fear responses to non-threatening stimuli.

Schedule-induced Polydipsia

An excessive drinking behavior induced by a fixed time schedule of reinforcement, not directly related to thirst.

Superstitious Behavior

A “ritualistic” stereotyped pattern of behavior exhibited during the interval between reinforcements.