Which of the Following Is Not a Part of the HO-3

question 40

Multiple Choice

Which of the following is not a part of the HO-3 policy layout?

• A) Definitions
• B) Exclusions
• C) Conditions
• D) All of the above are a part of the HO-3 policy layout.

---

Definitions:

Personal Factors

Individual characteristics that influence behavior and performance, such as attitudes, skills, knowledge, and personality traits.

Optimism

A mental attitude characterized by hope and confidence in success and a positive future.

Hardiness

A personality trait characterized by a sense of control over events, commitment to life and work, and the courage to face stressful situations.

African Americans

A racial or ethnic group in the United States with ancestors from Africa, particularly those of Sub-Saharan African descent.