The Liability Coverage in the HO Policy Does All the Following

question 27

Multiple Choice

The Liability coverage in the HO policy does all the following except:

• A) defends a suit against the insured even if the allegations of the suit are groundless, false or fraudulent
• B) covers the insured's own property destroyed by another's negligence
• C) pays for immediate medical and surgical expenses incurred by other(s)
• D) reimburses the insured for all reasonable expenses incurred at the request of the company

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Definitions:

Constructive Play

A type of play involving the building or creation of something, fostering problem-solving skills, creativity, and motor skills in children.

Sex Segregation

The physical, legal, or cultural separation of people according to their biological sex.

Play

A range of voluntary, intrinsically motivated activities normally associated with pleasure and enjoyment.

Cultural

Pertains to the ideas, customs, skills, arts, and tools that characterize a particular group of people or society.