Which of the Following Perils Is not Covered by the HO-3

question 3

Multiple Choice

Which of the following perils is not covered by the HO-3 form?

• A) Windstorm or hail
• B) Riot or civil commotion
• C) Sudden and accidental smoke damage
• D) Volcanic earthquakes

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Definitions:

Telling Time

The act of determining the current time through various means, including clocks, watches, and sundials.

Building Clocks

Large clock displays that are usually mounted on public buildings and are considered symbols of community or institutional pride.

Distinct Field

A specific area of study, work, or interest that is clearly differentiated from others due to unique characteristics.

Henry Towne

An influential figure in the field of industrial engineering and management, known for his contributions to scientific management.