Mike Is Dying of AIDS and Knows It, but Does

question 46

Multiple Choice

Mike is dying of AIDS and knows it, but does not tell his agent when applying for life insurance. The contract is issued and Mike dies three years later, at which time the insurer learns of Mike's condition. In this case the insurer must:

• A) pay the face of the policy to the beneficiary
• B) return all premiums plus interest
• C) return all premiums without interest
• D) pay the beneficiary, but the insurer can then subrogate against the insured's estate

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Definitions:

Physical Play

Activities that involve bodily movements and actions, often promoting physical fitness, coordination, and strength in children.

Rough-And-Tumble Play

A form of play involving physical activities like running, jumping, and play fighting, important for the physical and social development of children.

Early Childhood

Early childhood refers to the period of human development from birth to about eight years old, characterized by rapid physical, cognitive, and emotional growth.

Ethiopian

This term is related to Ethiopia, its people, culture, or other aspects pertaining to the East African country.