The Guaranteed Insurability Option Allows the Insured To

question 33

Multiple Choice

The guaranteed insurability option allows the insured to:

• A) purchase additional amounts of life insurance without proof of insurability
• B) purchase life insurance for his friends without proof of insurability
• C) retain coverage even if the insurer learns that the insured lied on the insurance application
• D) receive a discount for taking an extensive physical examination before coverage begins

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Definitions:

Television Programs

Broadcast or streamed content produced for entertainment, education, or information, accessible via televisions and digital devices.

Neighborhood Physical Disorder

A problem in distressed communities that includes both physical deterioration (garbage on the streets, rundown buildings, etc.) and chaotic activity (crowding, high noise levels, etc.).

Social Disorganization

The breakdown of social structures leading to decreased community cohesion and increased crime or delinquency.

Overcrowded

Being filled beyond capacity, often leading to a situation of excessive crowding or congestion.