HMOs

question 15

Multiple Choice

HMOs:

• A) are the same as PPOs but cover only groups of individuals
• B) collect a capitation payment for each insured and provide "comprehensive" health and preventive care
• C) tend to be found mostly in rural areas
• D) provide a reduced fee if the insured has zero claims during the preceding policy year

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Definitions:

Interest Rate

The fraction of a loan incurred as interest by the borrower, often depicted as an annual percentage of the outstanding loan amount.

Capital Flight

The rapid movement of large sums of money out of a country, typically to escape economic instability or unfavorable investment conditions.

Domestic Investment

The total capital expenditure within a country's borders on physical assets such as buildings, machinery, and equipment, contributing to the national economy.

Net Exports

The value of a country's total exports minus the value of its total imports. It is a key component in calculating a nation's GDP.