The Primary Purpose of a 401(k) Plan Is To

question 5

Multiple Choice

The primary purpose of a 401(k) plan is to:

• A) save for retirement on a tax-deferred basis
• B) save for retirement on a tax-free basis
• C) save for retirement and have your employer match your contributions, all on a tax-free basis
• D) have a forced savings plan for emergencies

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Definitions:

Cortisol Levels

The concentration of cortisol, a steroid hormone, in the blood, which can indicate stress or adrenal function.

Adolescent Mood

The range of emotions or mood swings experienced by adolescents, often influenced by hormonal changes, environment, and psychological stressors.

Adolescent Alertness

The heightened state of awareness often found in teenagers, which can vary throughout the day due to changes in their biological clocks.

Circadian Rhythm

The internal biological clock that regulates the sleep-wake cycle and other physiological processes on a roughly 24-hour schedule.