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Mortgage Insurance
An insurance policy designed to protect the lender from the risk of the borrower defaulting on a mortgage.
Mortgage Loan
A loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty.
Down Payment
An initial, upfront payment made towards the purchase of a high-value item, like real estate or a vehicle, typically representing a percentage of the total purchase price.
Statute of Frauds
A legal principle that requires certain types of contracts to be written in order to be enforceable.
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