If a Bank Wants to Identify Successful and Unsuccessful Credit

question 62

Multiple Choice

If a bank wants to identify successful and unsuccessful credit risks for home mortgage loans,it should use ____.

• A)factor analysis
• B)multidimensional scaling
• C)MANOVA
• D)discriminant analysis

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Definitions:

Social Comparison

The act of evaluating oneself by comparison with others, often to assess abilities, successes, or social standing.

Middle Childhood

A developmental phase approximately between the ages of 6 and 12, marked by cognitive, emotional, and social growth.

Conservation

The principle that the amount of a substance remains the same (i.e., is conserved) even when its appearance changes.

Child Resilience

The ability of children to adapt and recover from adversity, stress, or trauma, showing strength and positive outcomes in the face of challenges.