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____ is considered by many employees to be the most effective work-life practice.
Negotiable Instrument
A written document guaranteeing the payment of a specific amount of money, either on demand or at a set time, to the person possessing it.
Intelligence
The ability to acquire and apply knowledge and skills, or information gathered for analysis in contexts such as security or business.
Authorized Agent
An individual or entity that is officially permitted to act on behalf of another person or organization.
Dishonors
Refers to the refusal by a bank to pay the amount stipulated in a check or draft when presented.
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