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If an organization does not develop programs in-house, then the development group of the IS department will be staffed primarily by ________ who work with users, operations, and vendors to acquire and install licensed software and to set up the system components around that software.
Portfolio
A collection of financial investments like stocks, bonds, commodities, cash, and cash equivalents, including mutual funds and ETFs, held by an individual or an institution.
Risk Aversion
The preference to avoid uncertainty and potential loss in investment decisions, favoring safer or less volatile investments.
Historical Standard Deviation
It measures the variability or dispersion of historical returns of an investment around its average return over a certain period, indicating the investment's risk level.
Expected Return
The predicted average return on an investment calculated by adding together all possible returns weighted by the likelihood of each occurring.
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