Examlex
List and describe the three main information system architectures.
Excess Reserves
Excess funds maintained by a bank or financial institution above the minimum levels mandated by regulatory authorities, creditors, or the institution's internal regulations.
Securities
Financial instruments that represent an ownership position in a publicly-traded corporation (stock), a creditor relationship with a governmental body or a corporation (bond), or rights to ownership as represented by an option.
Commercial Bank
A financial institution that provides services such as accepting deposits, providing business loans, and offering basic investment products.
Federal Reserve Bank
The central banking system of the United States, responsible for monetary policy, regulation of the banking industry, and maintaining stability of the financial system.
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