Research Suggests That Optimism and Pessimism Are

question 28

Multiple Choice

Research suggests that optimism and pessimism are

• A) unrelated
• B) two ends of a single continuum
• C) distinct systems that exist on two independent poles
• D) dominant in allocentric individuals

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Definitions:

Life Insurance

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

Nonmandatory Benefits

These are benefits not required by law that employers offer voluntarily, such as retirement plans, health insurance beyond legal minimums, and paid time off.

Defined Contribution Plan

A retirement plan in which the employer, employee, or both make contributions on a regular basis, and the final benefits received depend on the investment's performance.

Defined Benefit Plan

A retirement plan where the employer guarantees a specified pension payment upon retirement, based on the employee's earnings history, tenure of service, and age.