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Heidi is writing a report about ways to reduce the time it takes to process a customer return and is determining why the topic is worth investigating at this time. Heidi is looking at the
Individual Debts
Financial obligations or amounts of money that are owed by a single person, as opposed to those owed by a group or company.
Chapter 13
A section of the U.S. Bankruptcy Code that allows individuals with a regular income to reorganize their debts, creating a plan to repay all or part over a period of time.
Societal Cultures
The shared values, norms, behaviors, and artifacts that characterize different groups or societies.
Organizations
Organizations are collections of people working together to achieve a common purpose.
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