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Which of the following is not one of the five competitive forces?
CDS Seller
A counterparty in a credit default swap agreement who provides credit protection, compensating the buyer in case of a debt default or other credit event.
Predatory Lending
Unscrupulous lending practices that impose unfair, deceptive, or abusive loan terms on borrowers, often leading to a debt trap.
Monthly Payments
Regular payments made on a loan or mortgage, usually consisting of principal and interest components, occurring once a month.
Commission-Driven Brokers
Financial agents whose earnings are primarily derived from commissions on sales or transactions they facilitate for clients.
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