Many Recent Changes Affecting the Banking Industry Include All of the Following

question 75

Multiple Choice

Many recent changes affecting the banking industry include all of the following except:

• A) the emergence and growth of the internet
• B) government deregulation
• C) the financial crisis of 2007-2008
• D) non-bank financial institutions offering checkable deposit accounts
• E) none- all of these impact(ed) the current banking industry

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Definitions:

Suppliers

Businesses or individuals that provide goods or services to another entity under agreed-upon terms.

Financing Activities

Transactions that involve raising capital (e.g., issuing stock or bonds) and repaying investors (e.g., dividends, loan repayments).

Short-Term Borrowings

Loans and other forms of financial indebtedness that are due for repayment within one year or less.

Operating Expenses

All necessary expenses involved in running a business, excluding the cost of goods sold, such as rent, utilities, and payroll.