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Most designers consider the BCNF as a special case of the .
Creditor
An individual, company, or institution that lends money or extends credit to another party, expecting to be repaid in the future.
Discount Rate
The interest rate used in discounted cash flow (DCF) analysis to determine the present value of future cash flows.
Borrower
An individual or entity that receives funds from a lender under the condition of returning it over time, with interest.
Lender
An individual, a financial institution or another entity that provides funds to others with the expectation that the funds will be repaid, typically with interest.
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