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When is a creditor a secured creditor?
Subjective Norms
Individual beliefs about what significant people in their life think they should do, influencing their intentions and behaviors.
Social Psychological Theories
Theories developed within social psychology to explain how individual behavior and thought are influenced by social conditions and processes.
Reliability
The degree to which an assessment tool produces stable and consistent results over time.
Theory of Reasoned Action
A psychological theory that posits individuals' behavioral intentions and actions are influenced by their attitudes towards the behavior and the subjective norms surrounding it.
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