What Is a Chapter 7 Discharge

question 24

Multiple Choice

What is a Chapter 7 discharge?

• A) The termination of the legal duty of an individual debtor to pay both secured and unsecured debts before he or she is granted a court trial.
• B) The termination of the legal duty of an individual debtor to pay unsecured debts that remain unpaid upon the completion of a Chapter 7 proceeding.
• C) The cancellation of all debts of a debtor that remain unpaid upon the completion of a Chapter 13 proceeding.
• D) An instruction to the debtor to propose a plan to pay all or a portion of the debts he or she owes in installments.

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Definitions:

Relationship Conflict

A type of conflict that arises from interpersonal incompatibilities, including differences in personalities, values, or preferences, often leading to tension or emotional disputes.

Conflict Process Model

A framework that outlines the sequence of events and factors that lead to the development, escalation, and resolution of a conflict.

Conflict Outcomes

The consequences or results of a conflict, which can include resolution, escalation, or continuing stalemate, affecting relationships, productivity, and work environment.

Sources of Conflict

The origins or reasons behind disagreements or disputes between parties, which can vary from personal differences to resource scarcity.