Examlex
Distinguish between nonissuer exemption, intrastate offering exemption, and private placement exemption.
Required Reserve Ratio
The fraction of deposits that banks are required to hold in reserve and not lend out, as dictated by central banking authorities.
Excess Reserves
These are bank reserves held in excess of what is required by regulations, which can be lent out to generate income.
New Loans
Financial amounts borrowed by individuals, businesses, or governments, typically from banks or financial institutions, that have not previously existed in the market.
Required Reserve Ratio
The fraction of deposits that banks are mandated by the central bank to keep on hand as reserves, rather than loaning out.
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