Which of the Following Clauses Protects the Insurers from Intentional

question 44

Multiple Choice

Which of the following clauses protects the insurers from intentional or unintentional material or informative misrepresentation from an insurance applicant?

• A) exclusions from coverage clause
• B) incontestability clause
• C) deductible clause
• D) coinsurance clause

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Definitions:

Isoelectric Line

The baseline of an electrocardiogram (ECG) where there is no electrical activity in the heart, representing the time between heartbeats.

Electrical Activity

Movements of electrons or ions that produce currents and voltages in biological systems, crucial for nerve and muscle function.

ECG

An electrocardiogram, a diagnostic tool that records the electrical activity of the heart to check for different heart conditions.

Q-T Interval

A measurement on an electrocardiogram (ECG) that represents the time between the start of the Q wave and the end of the T wave, indicating the time taken for ventricular depolarization and repolarization.