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________ increases households' saving.
Genotype
The genetic makeup of an organism, made up of the DNA sequences that code its traits, which can influence its phenotype.
Regulator
An entity or mechanism that controls the rate or activities of a system, often used in the context of governing bodies or physiological processes.
Phenotype
The set of observable characteristics of an individual resulting from the interaction of its genotype with the environment.
Chronic Stress
A long-term and constant form of stress, deriving from unresolvable issues that lead to a state of ongoing physiological arousal.
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