What would be the return of the following function in C3? 
=LOWER(B3)
Definitions:
Payment Plans
Agreements outlining how a borrower will pay back a loan or an installment purchase over a specified time period.
Amortized Mortgage
A loan where the principal is paid down over the life of the loan, typically through fixed monthly payments.
Nominal Interest Rate
The rate of interest before adjustments for inflation, reflecting the rate at which money can be borrowed or lent.
Monthly Payments
Regular payments made on a monthly basis towards settling a financial obligation, such as a loan or mortgage.
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