All of the Following Are Characteristic of 401(k)plans EXCEPT ________

question 18

Multiple Choice

All of the following are characteristic of 401(k) plans EXCEPT ________.

• A)categorized as a defined contribution plan
• B)deduction replaces Social Security tax
• C)pretax salary deductions invested
• D)considered a savings and thrift plan

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Definitions:

Secondary Reinforcement

A process in conditioning where a stimulus reinforces a behavior after it has been associated with a primary reinforcer.

Variable Ratio Schedule

A reinforcement schedule used in conditioning where a response is reinforced after an unpredictable number of responses, leading to high and steady response rates.

Fixed Ratio Schedule

A type of reinforcement schedule in behavioral psychology where a response is reinforced only after a specified number of responses.

Variable Interval Schedule

A reward system where a response is given a reward after a random duration of time.