Examlex
Without tools like Web-based recruiting and computerized testing, small businesses are at a competitive disadvantage against large firms.
2008 Financial Crisis
A global financial downturn initiated by the collapse of the housing bubble in the United States, leading to widespread economic hardship.
Subprime Mortgages
Loans given to borrowers with lower credit scores at higher interest rates than standard mortgages, significantly contributing to the 2008 financial crisis.
Unemployment Rate
A measure of the percentage of the workforce that is jobless and actively looking for employment.
African-Americans
People of African descent living in the United States, historically subject to slavery and segregation, and now a vital part of the nation’s cultural and social fabric.
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