According to State and Federal Laws, Which of the Following

question 55

Multiple Choice

According to state and federal laws, which of the following actions is NOT required of employers who check background information on applicants?

• A)disclosing to the applicant that a credit report will be requested
• B)certifying to the reporting agency of the employer's legal compliance
• C)providing copies of reports to the applicant if adverse action is considered
• D)providing a detailed rationale explaining the reason for any adverse action

---

Definitions:

Cheque Bounces

Occurs when a bank refuses to honor a check due to insufficient funds or because the account is closed.

Consumer Transactions

Purchases by individuals of goods or services for personal use and not for resale or for business purposes.

Implied Terms

Provisions not expressly stated in a contract but assumed to exist based on the nature of the agreement and the parties' intentions.

Contractual Claim

A contractual claim arises when one party alleges that another has failed to fulfill their obligations under a contract.