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Usury Statutes
Laws regulating the maximum interest rates that can be charged on loans.
Real Estate Mortgages
A secured loan agreement where the borrower pledges real estate property as collateral for the loan, which the lender can seize if the loan isn't repaid.
Consumer Loans
Financial loans given to individual borrowers for personal, family, or household purposes, as opposed to business or commercial loans.
Unconscionable Conduct
Behavior that is considered extremely unfair, unethical, or unjust within a transaction or contractual agreement, often leading to the invalidation of the agreement.
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