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Conscientiousness is one dimension of
Loanable Funds
The sum of money available for borrowing, constituted by savings and investments, often determining interest rates in financial markets.
Equilibrium Interest Rate
The interest rate at which the demand for money balances equals the supply of money, resulting in a stable economic situation without a tendency for the interest rate to change.
Loanable Funds
The money available for borrowing, encompassing both the savings of individuals and institutions and the money created by banks.
Equilibrium Interest Rate
The interest rate at which the demand for funds equals the supply of funds, balancing savings with investment in the economy.
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