As a Result of the Global Financial Crisis Several of the Large,free-Standing

question 63

Multiple Choice

As a result of the global financial crisis several of the large,free-standing investment banking firms chose to become bank holding companies. This means that they will now be regulated by

• A)the Federal Reserve.
• B)the FDIC.
• C)the state banking authorities.
• D)the Treasury.

---

Definitions:

Intellectual Development

The growth and change in cognitive abilities and processes, including thinking, problem-solving, and decision-making, throughout the lifespan.

Constructivist Theorists

Scholars who emphasize the importance of individual learners constructing their own understanding and knowledge through experiences.

Genetic Factors

The aspects of an individual's biological makeup, inherited from parents, that influence various traits, including physical characteristics, health conditions, and predispositions to certain behaviors.

Social Interaction

The process by which individuals act and react in relation to others, influencing and being influenced by the social environment.