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What factors have slowed down the movement to a system where all payments are made electronically?
Crystallized Intelligence
The capability of applying knowledge and experiences that one has learned over time.
Triarchic Intelligence
A theory by Robert Sternberg that intelligence consists of analytical, creative, and practical aspects.
Fluid Intelligence
The ability to solve new problems, use logic in new situations, and identify patterns without relying on previously acquired knowledge.
Motor Intelligence
The ability or skill in performing tasks with physical coordination and movement.
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