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Three factors explain the risk structure of interest rates
Leisure Time
Free time spent away from work, business, or compulsory activities, often used for relaxation or hobbies.
Burnout
A state of physical, emotional, and mental exhaustion caused by prolonged stress, often resulting from overwork or workplace frustration.
Idealistic
Characterized by the pursuit or belief in high and often unrealistic goals or principles.
Extraverted
A personality trait characterized by being outgoing, talkative, and energized by interactions with other people.
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