Of the Five C's of Credit, What Is Considered When

question 6

Multiple Choice

Of the five C's of credit, what is considered when attempting to determine a business's capacity to borrow?

• A) The general state of the economy and the industry in which the customer operates
• B) The demonstrated integrity of the business' owner or its board of directors
• C) The likelihood of the business's future profitability and liquidity
• D) The willingness of the business to pay amounts owning as evidenced by the payment record
• E) The amount of credit requested relative to the customer's total financial resources

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Definitions:

Respiratory Failure

A medical condition in which the respiratory system fails in one or both of its gas exchange functions: oxygenation and carbon dioxide elimination.

Amotivational Syndrome

A continuing pattern of apathy, profound self-absorption, detachment from friends and family, and abandonment of career and educational goals evident in some long-term users of cannabis.

Long-Term Cannabis Users

Individuals who have used cannabis over a prolonged period, potentially leading to various cognitive and medical effects.

Hallucinogens

Substances that induce alterations in perception, mood, and thought, often resulting in visual or auditory hallucinations.