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________ Is Connectivity Software That Hides the Complex Interaction Between

question 11

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________ is connectivity software that hides the complex interaction between client and server computers and creates a three-tier design separating actual data from the programming logic used to access it.


Definitions:

Net Present Value

A financial metric that calculates the difference between the present value of cash inflows and outflows over a period of time.

Present Value Factor

A factor used in calculating the present value of a cash flow that will be received or paid at a future date.

Desired Rate

An expected or targeted rate of return or interest rate that an individual or company aims to achieve on investments or projects.

Average Rate of Return

A profitability gauge for investments, determined by dividing the initial investment cost into the average yearly profit.

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