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On 12 January 2016 Rajiv wrote a cheque to Brett.That cheque was dated for 28 January 2016.Although Rajiv had plenty of funds in his account when he wrote the cheque, he spent virtually every cent he had during a ridiculous gambling spree in the summer of 2016.Brett, who was unaware of that fact, finally presented the cheque to the bank for payment on 29 November 2016.Given the state of Rajiv's account, however, the bank refused to honour the cheque.At that point, Rajiv's cheque can be characterized as being
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