Which of the Following Statements About the Duty of Disclosure

question 33

Multiple Choice

Which of the following statements about the duty of disclosure is NOT correct?

• A)The duty applies at the time of the contract and at renewal.
• B)An insurer must inform the insured in writing of their duty of disclosure.
• C)The insured must disclose everything they know,suspect or believe to be relevant.
• D)The duty applies to all co-insureds.

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Definitions:

Disarming Technique

A strategy used to reduce hostility or conflict through empathy, understanding, or peaceful communication.

Neutral Inquiry

An unbiased questioning technique used to gather information without imposing any preconceived notions or expectations.

Evidence-Based Practice

A methodological approach where decision making is guided by the integration of the best available research evidence with clinical expertise and patient values.

Meta-Analyses

Studies that use statistical methods to synthesize findings from multiple research studies on a specific topic, providing a higher level of evidence.