The Onus of Proving That All Material Facts Have Been

question 47

True/False

The onus of proving that all material facts have been disclosed rests with the insured.

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Definitions:

Peripheral Arterial Disease

Peripheral Arterial Disease (PAD) is a common circulatory problem in which narrowed arteries reduce blood flow to the limbs, typically the legs, causing pain and fatigue.

Chronic Obstructive Pulmonary Disease

A group of lung conditions that block airflow and make breathing difficult, predominantly caused by smoking.

Chronic Asthma

A long-term inflammatory disease of the airways of the lungs, characterized by recurrent breathing difficulties, wheezing, and coughing.