An Employee of an Insurance Company Who Completes a Proposal

question 38

Multiple Choice

An employee of an insurance company who completes a proposal form on behalf of an intending insured is acting as:

• A)an independent agent.
• B)the agent of the insured.
• C)a principal in his/her own right.
• D)the agent of the insurer.

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Definitions:

State Trial Courts

Courts within individual U.S. states that have jurisdiction to hear cases involving state law and issues.

Stare Decisis

A legal principle that obligates courts to follow historical cases when making a ruling on a similar case.

Administrative Law

A branch of law dealing with the rules and regulations that government agencies must follow, including the creation and enforcement of those rules.

Public Law

A body of law that governs the relationship between individuals and the government, including constitutional, administrative, and criminal laws.