Does an Innocent Misrepresentation in an Application for General Insurance

question 36

Multiple Choice

Does an innocent misrepresentation in an application for general insurance entitle the insurer to refuse to pay a claim?

• A)No,but they can reduce their liability to nil if they can show that would not have entered into the contract if the misrepresentation had not been made.
• B)Yes,the insurer can refuse,but only if the insurer is in a different position than they would have been had the misrepresentation not been made.
• C)Yes,the insurer is entitled to avoid the contract entirely.
• D)No,the insurer cannot refuse to pay the claim.

Understand the compositional modes for digital media and their strategic applications.

Describe the use and management of user-generated content for business advantage.

Analyze and draft effective business messages using appropriate digital communication mediums.

Identify key elements of effective email and IM communication strategies in business.

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Definitions:

Vivid Mental Pictures

Highly detailed and clear images formed in the mind, often evoked by descriptive language or creative thinking.

Positive Imagery

The practice of using vivid and positive mental images to enhance performance, reduce stress, or improve emotional well-being.

Confidence

The feeling of self-assurance arising from an appreciation of one's own abilities or qualities.

Social Media

Platforms that enable users to create, share content, or participate in social networking online, such as Facebook, Twitter, and Instagram.