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Mortgages issued to individuals with low incomes and poor credit history are called
Consumption
The act of consuming goods and services either by individuals or society as a whole, central to economic analysis of demand and spending.
Income
The money received, usually on a regular basis, for work or through investments.
Interest Rate
The segment of a loan levied as interest upon the borrower, customarily indicated as an annual proportion of the loan yet to be repaid.
Utility Function
A representation in economics that expresses the preference ordering of various utility levels or consumption bundles by individuals or firms.
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