Which of the Following Are TRUE of Fixed Payment Loans

question 63

Multiple Choice

Which of the following are TRUE of fixed payment loans?

• A)The borrower repays both the principal and interest at the maturity date.
• B)Installment loans and mortgages are frequently of the fixed payment type.
• C)The borrower pays interest periodically and the principal at the maturity date.
• D)Commercial loans to businesses are often of this type.

Understand the concept of stressors and how they trigger stress responses.

Identify the types of conflicts and stress they may cause.

Understand the learned helplessness theory and its relation to depression.

Recognize gender differences in mental health diagnoses, such as depression and suicide attempts.

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Definitions:

Distress

A negative emotional state that arises when an individual perceives a situation as threatening or beyond their coping capabilities, often leading to discomfort or pain.

External Attributions

The process of attributing the cause of a person's behavior to external factors, circumstances, or the environment.

Diffusion of Responsibility

A psychological phenomenon where individuals in a group are less likely to take action or feel a sense of responsibility due to the presence of others.

Cognitive Dissonance

A state of psychological discomfort experienced when holding contradictory beliefs, attitudes, or thoughts.