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What are some of the fears held by employers regarding employment of disabled persons? Describe the actual realities associated with such fears.
Defined-benefit Plans
Retirement plans that promise a specific pension payment upon retirement, based on salary and years of service.
Definitely Determinable Benefits
Benefits from a pension plan or retirement account that are calculable and guaranteed based on factors like salary history and years of service.
Coverdell Education Savings Account
A tax-advantaged savings account designed to pay educational expenses, including tuition, fees, books, and supplies.
Age of 18
Often considered the age of majority or legal adulthood in many jurisdictions, affecting legal responsibilities and rights.
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