The Following Questions Refer to the Paragraph Below

question 92

Multiple Choice

The following questions refer to the paragraph below.
A farm pond, usually dry during winter, has plenty of water and aquatic pond life during the summer. One summer, Sarah returns to the family farm from college. Observing the pond, she is fascinated by some six-legged organisms that can crawl about on submerged surfaces or, when disturbed, seemingly "jet" through the water. Watching further, she is able to conclude that the "mystery organisms" are ambush predators, and their prey includes everything from insects to small fish and tadpoles.
-A stalked, sessile marine organism has several feathery feeding structures surrounding an opening through which food enters. The organism could potentially be a cnidarian, a lophophorate, a tube-dwelling worm, a crustacean, or an echinoderm. Finding which of the following in this organism would allow the greatest certainty of identification?

• A)the presence of what seems to be radial symmetry
• B)a hard covering made partly of calcium carbonate
• C)a digestive system with mouth and anus separate from each other
• D)a water vascular system
• E)a nervous system

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Definitions:

Market Rate

The prevailing interest rate available in the marketplace on a particular debt instrument or the current price of goods, services, or securities.

Contract Rate

The agreed-upon interest rate specified in a contract, such as a loan or bond, which determines the periodic interest payments.

Premium

An amount paid in excess of the nominal or face value, often in relation to insurance policies, bonds, or shares.

Effective Interest Rate

The actual return on an investment, taking into account the effect of compounding interest as opposed to the nominal rate.