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Federal Trade Commission
A U.S. federal agency established to protect consumers and ensure a strong competitive market by enforcing antitrust and consumer protection laws.
Administrative Complaint
A formal grievance filed with a governmental agency, alleging wrongdoing or violation of rules by an entity or individual.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act is a federal law in the United States that prohibits creditors from discriminating against applicants based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant’s income derives from any public assistance program.
Creditors
Individuals or entities to whom money is owed by debtors for goods, services, or loans provided.
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