Which of the Following Is Not an Advantage to an Insurance

question 159

Multiple Choice

Which of the following is not an advantage to an insurance company of insuring a large group of people for health insurance?

• A)The characteristics of a large group are likely to reflect those of the entire population.
• B)It is easier to accurately predict the number of claims for a group than for an individual.
• C)When all group members pay the premium, the problem of moral hazard is reduced.
• D)When all group members pay the premium, the problem of adverse selection is reduced.

Recognize the role and components of informatics in healthcare settings.

Identify reputable sources for evidence-based practice and health information.

Utilize healthcare databases effectively for literature searches and evidence retrieval.

Maintain the security and confidentiality of patient health information in electronic health records.

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Definitions:

Reexamine

The act of reviewing or inspecting something again or in a new or different way to gain additional insights or understanding.

Source Traits

Fundamental aspects of personality identified by Raymond Cattell that underlie and give rise to surface traits in different situations.

Common Traits

Characteristics or attributes that are shared among individuals within a population.

Uniqueness

Describes the distinct characteristics and qualities that differentiate one individual from another.