Examlex
Explain why is it difficult for people who are seriously ill to buy health insurance.
Collateral
An asset that a borrower offers to a lender as security for a loan, which can be seized if the loan is not repaid.
Bankruptcy Petition
A formal request filed by an individual or entity seeking the protection of bankruptcy laws to resolve insolvency issues.
Chapter 7
Chapter 7 refers to a chapter of the U.S. Bankruptcy Code, under which individuals or businesses can liquidate their assets to pay off creditors.
Debtor
An individual or organization that owes money or other obligations to another party, known as the creditor.
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