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Suppose a bank has $100,000 in checking account deposits with no excess reserves and the required reserve ratio is 5 percent.If the Federal Reserve lowers the required reserve ratio to 3 percent,then the bank will now have excess reserves of
Hot-Stove Rule
Principle of discipline that says discipline should be like a hot stove, giving clear warning and following up with consistent, objective, immediate consequences.
Discipline
A system of rules and procedures for maintaining order and efficiency, often applied in organizations and workplaces.
Privacy Issues
Concerns related to the protection and handling of personal information and the implications on individual privacy.
Probable Cause
A reasonable basis, rooted in facts and evidence, for believing that a crime has been committed or that certain property is connected to a crime.
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