All of the Following Are Operating Expenses for a Bank

question 124

Multiple Choice

All of the following are operating expenses for a bank except

• A) service charges on deposit accounts.
• B) salaries and employee benefits.
• C) rent on buildings.
• D) servicing costs of equipment such as computers.

Grasp the structure and function of categories, concepts, scripts, and schemata in mental representation.

Recognize the levels of categorization, including basic, subordinate, and superordinate levels.

Comprehend implicit and explicit concept learning and formation processes.

Distinguish between natural kinds, artifacts, social kinds, and nominal kinds within categorization.

---

Definitions:

Savings Rate

is the proportion of disposable income that is saved rather than spent by individuals or households.

Productive Investment Projects

Initiatives undertaken by businesses or individuals that are expected to yield a return by increasing output or efficiency.

Uncertain Returns

The unpredictability associated with the outcome of an investment or the potential return on an investment.

Economic Profit

The difference between a firm’s total revenues and its total costs, including both explicit and implicit costs, reflecting the true profitability of the firm.